How insurance will handle plane part damage in Broomfield – About Your Online Magazine


Kirby Klements is trying to figure out what to do with her damaged truck. He was crushed by a United flight that dropped his pieces over Broomfield, Colorado.

DENVER – Kirby Klements has spent a lot of time on the phone in the past few days, talking to reporters and other media about the fairing of a jet engine that crushed her truck, and with the airline, trying to figure out who will pay for a new truck.

The scene in Klements’ front yard made national and international headlines after the engine of a United Airlines Boeing 777 exploded shortly after takeoff from Denver International Airport. The explosion caused parts of the plane to crash into an area of ​​Broomfield.

Only on Monday, Klements has already given interviews to Fox and Friends and radio stations in Miami and Iowa.

“My son has a YouTube channel that he’s trying to create and he’s all mad at me because I talked to more people in the past three days than he has in the past two years,” joked Klements on Monday. Although he said he plugged his son’s channel during a radio interview.

The hood attached to the engine landed on top of Klements’ blue truck before rolling onto the front lawn. He smashed the truck and pulled the gutter out of the garage.

“Of all the vehicles, this could have landed … the truck he landed on was the worst he could have landed on,” said Klements.

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He uses the truck to transport an adjacent trailer in the garage. Klements recently used the trailer to visit his grandchildren on the west slope and to take special precautions due to the pandemic.

Klements said he spent a lot of time looking for that used truck. He recently spent $ 6,000 to rebuild the engine.

“I just can’t calculate the Blue Book value of my truck,” he said. “It is worth more than that to me. I just need something to replace it. “

Auto insurance would cover similar damages if the vehicle owner paid for comprehensive coverage, according to Carole Walker with the Rocky Mountain Insurance Information Association. Most standard home insurance policies also cover damages.

“A part of the plane falling from the sky … is covered by most insurance … because it covers other things that fall from the sky,” said Walker. “Your own insurance will go back to airline insurance and what we call subrogation and keeping you financially responsible and that will help you pay your deductible.”

Walker said that a car owner’s or car owner’s insurance premiums are unlikely to increase because of these claims, since they are not at fault and the insurer would likely be able to recover the cost of the airline’s claim.

Klements said that United Airlines is already working with him to deal with the damage. He said someone from the airline contacted him on Sunday morning asking for photos of the damage.

Klements expects the airline to appreciate the depth of the loss and consider replacing the truck, as a payment for the car’s value would probably not allow him to buy the same model.

“I’m not trying to get half a million dollars from them or anything. All I want is something to replace my truck, ”he said.

Contact 9News reporter Steve Staeger with tips on this or any other story via email steve@9news.com.

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