Central Texas storm damage claims should keep insurance adjusters, agents busy – About Your Online Magazine


(KWTX) – The damage from the epic winter storm that kept central Texas frozen for more than 200 hours and some residents in the dark for days should keep insurance adjusters and agents busy handling claims from everything from broken pipes to rotten food. .

“I’ve been in Waco my whole life and talked to people who have been here for over 34 years and have never seen anything like it,” Jacob Weatherly in Ross Insurance Agency said.

Insurance brokers say that while it is not typically seen in the region, your insurance is likely to cover.

“This is one of the types of losses most covered by homeowners, renters and condominium insurance,” Tim O’Neill at the State Farm Insurance said.

“Even repairs to the broken or cracked pipe are covered and all water damage is covered, the loss of refrigerated products is covered.

Agents say that if you’ve been impacted, make sure the water is turned off, take pictures of any damage and ask for repairs.

“Whatever people spend out of pocket, make sure you keep receipts,” said Weatherly.

Weatherly says you should call your insurance company to find out if you need to file a claim.

Something to keep in mind is that the cost of repairing the damage may not amount to your policy’s deductible.

“Make sure you get a claim number,” said Weather.

“It usually takes 10 to 15 minutes to start the claims process. After doing this, you will have an appraiser to contact you within 24 to 48 hours. “

Agents say that damage to your home can be covered, items destroyed inside your home and whether you had to stay in your home if it was habitable.

Agents saying that you could receive that money within a few weeks to about a month.

For those who do not have insurance or their insurance does not cover the full cost, FEMA is offering individual assistance to residents of some counties in the region, including Bell, Bosque, Coryell, Falls, Freestone, Hill, Limestone, McLennan, Milam and Navarro.

Disaster assistance may include temporary housing and home repairs or low-interest loans to cover uninsured property losses.

WINTER STORM FEATURES

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Paula Fonseca