USMC Insurance Details the Importance of Hired and Non-Owned Auto Insurance for Businesses | Jun 11, 2021 – About Your Online Magazine

Tylersport, PA – (SBWIRE) – 06/11/2021 – Many companies use vehicles they do not own in their daily operations, including rental vehicles (leased) and employee-owned vehicles (third parties). The use of these vehicles entails exposure to car loss that many business owners do not realize put their assets at risk. As a leading supplier of contractors and non-owned car coverage, USMC Insurance understands how its programs provide protection against standard risks.

Rental cars are vehicles that a company rents, rents or leases and are used in the course of business. If a company rented a vehicle to use within the scope of its operations, the contracted auto insurance would help cover the costs should a lawsuit be filed against that company. Non-owned cars are vehicles owned by employees and used for company business. Common cases that result in non-owned vehicle claims include administrative employees who use their personal vehicle to run business errands or customer service employees who receive a personal vehicle allowance and are considered negligent if involved in an accident.

In the event of an accident, a company can be considered negligent for several reasons, including the employee’s insurance has expired, the employee meets the minimum limits required by the state and the damages exceed them, their vehicle is not properly maintained or your driving record is below standard. To protect your business with contractors and non-owned car coverage, Visit

About USMC Insurance
Founded in 2012, USMC Insurance is a general manager agent (MGA) that provides specialist and traditional property and casualty insurance. This family-owned company has over 100 years of combined experience in providing business insurance programs to brokers and agents across the country, with a special interest in underserved market niches. To learn more, visit

Paula Fonseca